This is the time of the year I like to talk about Acupuncture insurance benefits. Do you know whether or not you have Acupuncture benefits? And did you know that you can pay for Acupuncture co-pays / coinsurance with your medical savings account?
In Washington State, many health insurance companies offer full coverage for Acupuncture services. To name a few, Premera, Regence, GroupHealth, UnitedHealth Care, First Choice, Aetna provide coverage for Acupuncture services, subject to your policy co-pay and/or co-insurance and annual deductible.
If you have a medical savings account, such as HSA or FSA, you may use it to pay for your Acupuncture co-pay and/or coinsurance. These medical savings accounts allow you to deduct an amount of money from each pay check which is then not subject to income tax. You’re allowed to use the money by the end of the year only on medical expenses, such as Acupuncture and you save on taxes at the same time. For some medical savings account, if you do not use the money by December 31st, you will lose it.
Many of us are not aware that Acupuncture services are included in our benefits package. Or we forget we have Acupuncture benefits and don’t realize that our yearly Acupuncture benefits end on December 31st. Most insurance plans allow 12, 14, 16 or 18 Acupuncture visits per calendar year. If you do not use your Acupuncture benefits by December 31st, you will lose them.
If you are unsure whether or not you have Acupuncture benefits, please email me the following information and I will check it for you:
Date of Birth:
Insurance Company Name:
Insurance Company Phone Number:
Don’t let your Acupuncture benefits go to waste, call today (206-455-4172) and schedule an appointment or schedule an appointment online.